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For example, instead of saying “15 and 30 year loan terms available” say “We offer a wide range of mortgage terms, available to fit your needs”.

As employees may be viewed by the public as a reflection of their company, financial institutions may be at compliance risk by what their employees say on social media when they’re off the clock.‘To find out who holds the rights to a particular song, contact the American Society of Composers, Authors and Publishers (ASCAP), or Broadcast Music, Inc. After permission, you’ll need to include the author’s name, publication date, title of work, and the name of the publication it first appeared.When additional information is added to an advertisement to interest the consumer, you may be required to disclosure further requirements.After all, originators who understand the current regulatory climate often have a greater advantage over their competitors.In order to help you understand Regulation Z, here are 15 tips to remaining compliant in your marketing plan: The official commentary to Regulation Z states that “any social media communication…Since the Consumer Financial Protection Bureau (CFPB) manhandled authority from the Federal Reserve Board (FRB), amendments have been made to the Truth in Lending Act, or Regulation Z, which governs advertisements concerning financial information, among many other things.